What this issue means
The certificate was issued more than 30 days ago (or beyond your program threshold) and may not reflect current policy status.
Why it matters for mobilization
Policies can cancel or change between certificate issue and your review date.
How to resolve it
Ask the broker for a current certificate or written confirmation policies remain in force.
When approval should be blocked
Generally does not alone block approval but should trigger a refresh before mobilization.
Recommended next step
Request a newly issued certificate to confirm coverage is still in force.