Last reviewed: June 18, 2026 by Policyhold Compliance Team

Any required coverage line shows an expired policy date

Verify today's date falls within the effective and expiration dates on every required coverage line.

Review a COI now

What this issue means

One or more policies listed on the certificate have expiration dates in the past.

Why it matters for mobilization

An expired policy line means there is no active coverage for that line on the date of review.

How to resolve it

Contact the issuing broker and request a current ACORD 25 reflecting renewed or in-force policies.

When approval should be blocked

Do not approve vendor mobilization while any required coverage line is expired.

Recommended next step

Request an updated certificate showing active policy dates for all required coverage lines.

Related issues

FAQ

Can one line expire while others remain active?
Yes. GL, workers comp, and auto often renew on different dates. Verify each line independently.

COI tracking for general contractors · Insurance requirements generator