Last reviewed: June 18, 2026 by Policyhold Compliance Team

When contract requires: additional insured not documented

When your contract requires additional insured status, AI must be confirmed by CG 20 10 / CG 20 37 or equivalent endorsement forms, not checkbox notes alone.

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What this issue means

Your contract requires additional insured status but endorsement PDFs were not provided.

Why it matters for mobilization

Checkbox language on the certificate face does not prove additional insured coverage is in force.

How to resolve it

Request endorsement forms naming your organization for ongoing and completed operations.

When approval should be blocked

Hold approval until endorsements are received when contract requires additional insured status.

Recommended next step

Request CG 20 10 and CG 20 37 endorsement copies from the broker before approving vendor.

Related issues

COI tracking for general contractors · Insurance requirements generator