Last reviewed: June 7, 2026 by Policyhold Compliance Team, Construction compliance operations
Glazing subcontractor insurance requirements for general contractors
Glazing contractors work at elevation with facade and public protection exposure. Falling glass and improper installation drive GL severity on commercial and curtain-wall projects.
Facade work on occupied streets increases third-party injury and property damage exposure.
Typical commercial limits (Glazing, $1M-$5M projects)
Starting points aligned with common 2026 GC program practice. Verify against your subcontract and owner insurance exhibit.
| Coverage | Typical requirement |
|---|---|
| GL per occurrence | $5M |
| Umbrella | $10M |
| General liability: general aggregate | $10M |
| General liability: products / completed ops aggregate | $10M |
| Workers compensation | Statutory limits per state law |
| Commercial auto liability | $1M combined single limit (CSL) |
Related: Subcontractor insurance requirements checklist and additional insured endorsement guide.
FAQ
- What limits do glazing subs need?
- Commercial glazing subs typically need $2M/$4M GL, $1M auto, statutory WC, and $5M umbrella on mid-size commercial facades. High-rise work may require higher umbrella layers.